INDEPENDENT ASSESSMENT OF INSURED LOSSES
Insurance Surveyor
& Loss Assessor
Licensed survey and impartial quantification of losses under fire,
engineering, marine, motor and miscellaneous policies—from first
inspection to final, legally admissible report.
Overview
As IRDAI-licensed insurance surveyors and loss assessors, we investigate, quantify and report on losses arising under a wide range of insurance policies. Our role is to establish the cause, nature and extent of a loss, and to assess the admissible claim strictly in accordance with the terms, conditions and sum insured of the policy.
We act as an impartial third party between the insured and the insurer. Every finding is supported by physical evidence, documentary verification and sound technical reasoning, producing a report that is fair to all parties and admissible in settlement negotiations, arbitration and courts of law.
From immediate on-site attendance after a loss event to the delivery of a final assessment, we manage the entire claims survey process with speed, transparency and technical rigour.
What we do
Fire & Special Perils Claims
Assessment of fire, explosion, riot, storm, flood and allied perils for factories, warehouses, shops and dwellings.
Fire & Special Perils Claims
Assessment of fire, explosion, riot, storm, flood and allied perils for factories, warehouses, shops and dwellings.
Marine & Transit Claims
Damage and shortage to cargo in transit by sea, air, road and rail, including container and consignment surveys.
Marine & Transit Claims
Damage and shortage to cargo in transit by sea, air, road and rail, including container and consignment surveys.
Motor & Miscellaneous
Assessment of commercial vehicles, fleet, burglary, money, fidelity and miscellaneous insurance claims.
Preliminary & Final Reports
Prompt preliminary reports on reserve and cause, followed by detailed, reasoned final assessment reports.
- What you receive
- Detailed survey report with cause and circumstances of loss
- Photographic and documentary evidence
- Salvage assessment and disposal advice
- Itemised assessment of insured losses as per policy terms.
- Admissible Claim Recommendation
- Compliance with IRDAI survey regulations
Frequently asked questions
When should a surveyor be appointed after a loss?
As early as possible. Prompt appointment allows evidence to be preserved, the cause to be established accurately and the claim to be processed without avoidable delay.
Are your reports legally admissible?
Yes. Our reports are prepared by licensed surveyors in accordance with IRDAI regulations and are routinely relied upon in negotiations, arbitration and litigation.
Do you work for the insurer or the insured?
A licensed surveyor acts independently and impartially. Our duty is to assess the loss fairly on the facts, irrespective of who appoints us.
Which policies do you cover?
Fire and special perils, engineering, marine, motor, burglary, business interruption and most miscellaneous classes of general insurance.